Is This The Best Way To Keep Your Books In Order? – Crunch Accounting Review

Rated #8 Best UK Accounting Software
Rated #4 Best UK Online Accountant

Overall Rating:

8.9

Ease Of Use = 9.2

Value For Money = 8.6

Customer Support = 8.9

Features = 9.1

As a freelancer, sole trader, small business owner, or start-up, you may be keen to get help with your accounting.

Dealing with the accounting side of your business can be complex and time-consuming, particularly if you do not have a head for numbers. However, there are specialist solutions you can turn to including Crunch accounting software and packages.

In this Crunch accounting review, we take a closer look at what you can get and how you can benefit. You can learn more about the features and services available from Crunch, and this means that you can make a more informed choice.

Recommended – Top-Rated Online Accountant:

Overall Rating:

9.4

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At a Glance

We’ll start our Crunch accounting review with an quick summary to help you see whether this is the right solution for you. 

In short, Crunch accounting is an online accountancy firm that offers a accounting software to help you get your books in order, handle your HMRC registration, self-assessment and any VAT forms that you might need to complete.

The number of reviews the company has is quite impressive, though we must admit they are a bit of a mixed bag. We’ll look at this in more detail later in this Crunch accounting review. For now, let’s dive deeper into the features on offer.

What Features Does Crunch Accounting Support?

There are several different packages you can choose from based on your needs and circumstances, including:

• Pro package for sole traders, which includes syncing with bank account, expenses and invoicing, HMRC registration, self-assessment returns, VAT returns and unlimited support from its accountants and experts.
• Pro package for limited companies, which includes all the features for sole traders as well as real-time tax insights.
• Premium package for limited companies, which includes all of the above as well as proactive tax savings advice from the Crunch experts, as well as director payroll, IR35 solutions, a registered office service, and the ability to capture receipts on the go.

There’s also the ability to add on extras, such as a personal dedicated accountant for £25+VAT and payroll from £18+VAT. All of the packages do offer a free 14 day trail period, so it’s worth giving it a try for free to see how you get on.

Simple Accounting Software

One of the benefits that you get with all the paid plans from Crunch is simple accounting software. The software is easy to use, efficient, and can make life much easier for both sole traders and business owners.

You can do all sorts of things with the software from filing your tax returns to tracking invoices and recording payments. 

Unlimited Support

Another benefit of the paid plans is unlimited support via email and phone. This means that you can get assistance from experts whenever you need it, so you do not have to struggle to find answers or make mistakes when it comes to your business finances.

There are accountants and client managers ready to help you, and you can look forward to fast and reliable responses. 

Year-End Accounts

Dealing with year-end accounts can be very stressful and hectic for some people. With Crunch accounting packages, you can benefit from the help of experts who will ensure that your accounts are prepared and filed properly.

All the work is done by expert accountants, and everything from preparation to filing and submission is covered. All you need to do is provide the information requested. 

Filing VAT and Corporation Taxes

Another thing that can cause a lot of stress for many people is filing VAT and corporation taxes. This can end up being very time-consuming and frustrating, particularly when you are limited for time.

Our Crunch Accounting review found that with the paid packages from Crunch, you can look forward to VAT and corporation taxes being prepared, checked, and filed on your behalf by experts. 

Company Formation and Registration

You can also look forward to having assistance with forming your limited company and making sure it is properly registered for all relevant taxes.

With the comprehensive package for limited companies, you can also benefit from the provider acting as the registered address for your business. 

Company Filings

With the comprehensive paid package, you can get help with all aspects of company filings, which can save you time, stress, and resources. This includes VAT and corporation tax filings as mentioned previously.

All annual accounts will be prepared and filed as required, and for premium plan holders, everything is prepared and made available to check within a specified timeframe. 

Banking Services

There are various banking services that come as part of the paid plans. This includes the ability to link your business bank account with your Crunch account. The software is compatible with most of the major banks in the UK, and this makes account reconciliation far easier. 

Tracking Apps

Another thing you can benefit from is access to a range of financial tracking apps that can help you on a day-to-day basis with your business accounting. This includes mileage tracking apps for your business as well as receipt scanning apps to help track and monitor spending. 

Discounts on Services

In addition to the other features and benefits mentioned so far in our Crunch accounting review, you can also enjoy the chance to save money.

This is because you can get access to special and exclusive discounts on services such as mortgage services and business insurance. So, you can benefit from reducing your outgoings on specified services. 

Self-Assessment

With the premium plan, you can look forward to a Self-Assessment for one or two company directors. The accounting experts will carry out a range of checks to ensure everything is done by the book, and this means that you can ensure you pay the right amount of tax and claim the maximum allowances you are entitled to.  

Annual Accounts Health Check

If you are keen to improve the financial efficiency and growth of your company, the team at Crunch offers an annual accounts health check to assist you in achieving this goal.

The check is carried out annually, and it includes advice and guidance to help you with the financial performance of your business as well as update you on regulatory changes. 

IR35 Solutions

The premium plan also comes with a range of IR35 solutions for those who need them. You can learn more about IR35 from the accountancy experts at Crunch, and you can then look at the options available with their switchable service. 

These are some of the key features and services that come with paid plans from Crunch. You should always ensure you check what comes with each of the plans to help you to decide which one is ideal for your needs.

Remember, there are plans that are designed for sole traders and freelancers as well as those with limited companies. So, make sure you look at the features of the plan that fits in with your circumstances. 

Fees

The paid packages all come with a monthly fee plus VAT, and the cost depending on the plan you feel is most suitable for your needs.

You do get a lot for your money, particularly with the premium plan. However, the cost of the more comprehensive plans is significantly higher than the more basic ones. Also, if you add on additional services and costs, the overall price can spiral. 

In order to get the best value, make sure you look at exactly what each paid plan offers and who it caters to. You can then ensure you choose the one that is best suited to your needs and fits in with your budget. 

Crunch Accounting Reviews From Customers:

Crunch have a 4.3 Excellent rating on Trustpilot from over 1000 customers. Most of the reviews are positive, with 79% of them rating the company 5 stars. However, as we mentioned earlier, there are some mixed reviews on Trustpilot, with 10% of reviews rated at 1-star.

Some of the negative reviews are about the pricing system, and how they have upped the price for the subscriptions over the years (and removed a free plan from the platform!).

Some customers also claim that despite Crunch saying you always have access to their accountants, they’ve found it difficult to get in touch, or have received limited help – especially when it comes to technical issues.

Despite this – they still get a lot of positive reviews that praise how easy it was to get in touch with their team, and speak highly of the level of advice that they were given.

Overall – they are mostly great, but there’s an off chance that some users may not get the level of service advertised. We’d recommend making use of the free trail period to form your own opinions on this one!

I can’t fault Crunch, they are so easy to work with, any problems you can give them a call and get straight through to someone that can help you. The website/app are both really simple and easy to use and the customer service is second to none!

5-Star review from Boris Sykes via Trustpilot

I’ve been using Crunch on and off for about 10 years. They’re highly responsive and their technology is very advanced which makes sure I can get on with running my business and not worrying about managing the finances.

5-Star review from M Bailey via Trustpilot

Fantastic support for setting up my Ltd company and freelance career

I can’t recommend Crunch highly enough. From day one, they’ve been incredibly helpful in getting me set up as a freelancer through my Ltd company. They made what could have been a confusing and stressful process feel clear and manageable.

The team walked me through everything — from registering the company, sorting out my business banking, understanding tax and VAT, and even helping me plan ahead with pension options. Their platform is easy to use, and whenever I had a question, I got quick, friendly, and knowledgeable responses.

As someone transitioning from full-time employment to freelance, Crunch has given me confidence and clarity. I genuinely feel like they’ve set me up for success.

Especially to Narendra Kulkarni getting me to where I am today!

Highly recommended for anyone going self-employed or starting a Ltd company!

5-Star review from Callum Malley Ltd via Trustpilot

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The Advantages

As with any other service you choose for your business, it is important to consider the advantages and disadvantages of Crunch before you make up your mind.

Some of the advantages you can benefit from with Crunch include:

• You have the option of a free trial
• There are several packages you can choose from
• You get a great level of service
• Reviews of the provider and packages are excellent
• There is an extensive range of services with premium plans
• It makes dealing with finances far easier
• The software is very easy to use

Signing up for one of these packages lets you benefit from the expertise and services of an accountant without hiring your own accountant. 

The Disadvantages

Of course, you also need to consider the downside of Crunch so you can weigh up the pros and cons. Some of the disadvantages are:

• Costs can spiral with comprehensive plans and add-ons
• You need to arrange a phone consultation to get started
• Mostly positive customer reviews but there are some negative ones

There are not many disadvantages that come with Crunch packages, which makes this a pretty popular solution with both sole traders and start-ups/small business owners. 

Crunch Accounting Review – Summary

To summarise our Crunch Accounting review… accounting plans and packages with Crunch are excellent for individuals and businesses that need expert services coupled with convenience.

The choice of plans makes it easy to find one that is perfectly suited to your needs and circumstances. In addition, you can look forward to easy access to support from experienced accountants and support staff.

The software that comes with the packages is very easy to use, and this takes much of the stress out of accounting. You can get answers and assistance with ease, and you can get help with all aspects of company filings.

This not only reduces the stress of having to file taxes and returns but also saves you a huge amount of time. Also, it ensures that everything is done correctly, which can save you a lot of headaches in the future!

For those who do not have an in-house accountant and do not want to go to the expense of getting one, Crunch accountancy plans are a great alternative. The excellent ratings from those who have left a Crunch accounting review online are a testament to the service levels and effectiveness of the plans provided by Crunch. 

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